Two Agents. Two Areas of Expertise. One Place to Start.

We’re a licensed insurance agency in Ontario serving clients in both English and Spanish. Together, we cover two essential areas of protection: your health and income, and your vehicle, property, and business.

We Work With People Building Their Lives in Ontario

Many of the people who come to us are navigating life in Ontario and taking things one step at a time: getting their driver’s licence, buying their first car, renting a home, or starting their own business.

At some point, insurance becomes part of that journey — often because it’s required, and often in English, with fine print and industry terms that no one takes the time to explain. You sign without fully understanding what you’re covered for, and the gap only becomes clear when something goes wrong.

That’s where we come in. We explain, in your language, what you’re getting, what your policy doesn’t cover, and what makes sense for your actual situation — how you earn your income, who depends on you, and what you can comfortably afford each month.

We serve Ontario residents in both Spanish and English.

Who You’ll Work With, Based on What You Need

Different types of insurance can mean working with different agents. That’s why many people end up dealing with multiple insurance professionals who don’t work together.

Here, there are two of us working as a team across complementary areas of insurance, so you can get the guidance you need without having to explain your story twice.

Mayra Pérez

Living Benefits

Hospitalization, income protection, critical illness, cancer, and accidental death coverage.

Protection designed to help safeguard your finances when an illness or accident keeps you from working.

Andreas Montcourt

Property & Casualty

Auto, property, liability, and business insurance.

Protection for the things you’ve already built.

What You Can Expect From Us

We explain what your policy doesn’t cover — not just what it does

Exclusions are often the part people overlook, but they can make all the difference when you need to use your insurance. We explain them in your language before you sign — not when you’re filing a claim.

We’re still here after you sign

Insurance matters most when something happens. When you need to make a claim, we’ll help you understand what documents to gather, who to contact, and what deadlines apply — and we’ll support you throughout the process.

We find the coverage that fits — not just what’s available

We start by understanding your situation and what you need to protect. That way, you’re not paying for coverage you don’t need or discovering too late that you’re missing protection that matters.

Getting a quote doesn’t commit you to anything

Our quotes are no-obligation. You can find out what coverage may be right for you and how much it costs, with no obligation to purchase.

Tell Us What You Need to Protect

We’ll help you understand what coverage may be right for your situation and what it could cost. No obligation.

Book an AppointmentCheck Availability

Or visit our Contact Us page.

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage, terms, conditions, exclusions, and benefit amounts are determined by each individual policy and may vary based on each person’s circumstances. Services are available to Ontario residents.